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Fair Credit Reporting Act.Ìý(a) The Company shall furnish, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information (i.e., favorable and unfavorable) on each Mortgagor's credit files to Equifax, Experian, and Trans Union Credit Information Company (three of the credit repositories), on a monthly basis. (b) The Company agrees to transmit full-file credit reporting data for each Mortgage Loan pursuant to Fannie Mae Guide Announcement 95-19 and for each Mortgage Loan, xxx Xxmpxxx shall report one of the following statuses each month: new origination, current, delinquent (30-, 60-, 90-days, etc.), foreclosed or charged-off. (c) The Company shall comply with Title V of the Gramm-Leach-Bliley Act of 1999 and all applicable regulations promxxxxxxx xxxxxxxxxr, relating to the Mortgage Loans and the related Mortgagors and shall provide all required notices thereunder.

Fair Credit Reporting Act.ÌýThe Company, in its capacity as servicer for each Mortgage Loan, agrees to fully furnish, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information (e.g., favorable and unfavorable) on its borrower credit files to Equifax, Experian and Trans Union Credit Information Company (three of the credit repositories), on a monthly basis.

Fair Credit Reporting Act.ÌýThe Servicer for each mortgage loan has fully furnished, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information (e.g., favorable and unfavorable) on its borrower credit files to Equifax, Experian and Trans Union Credit Information Company (three of the credit repositories), on a monthly basis.

Fair Credit Reporting Act.ÌýApplicable State Credit Codes and Uniform Consumer Credit Codes; Regulations of the Federal Trade Commission;

Fair Credit Reporting Act.ÌýThe Servicer, in its capacity as servicer for each Mortgage Loan, agrees to fully furnish, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information (e.g., favorable and unfavorable) on its borrower credit files to Equifax, Experian and Trans Union Credit Information Servicer (three of the credit repositories), on a monthly basis." (d) Solely with respect to the Specified Mortgage Loans, the following deletions are hereby made to the fourth paragraph of Section 4.01: a. the words "following the Business Day" are hereby deleted from the first sentence and b. the word "second" is hereby deleted from the second sentence. (e) Solely with respect to the Specified Mortgage Loans, the first sentence of Section 5.04 is amended by adding the words "(with a copy to the Master Servicer)" after the word "Owner". (f) Solely with respect to the Specified Mortgage Loans, Section 8.01(b) is hereby amended and restated as follows:

Fair Credit Reporting Act.ÌýThe Seller, in its capacity as interim servicer for each Mortgage Loan, agrees to fully furnish, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information (e.g., favorable and unfavorable) on its borrower credit files to Equifax, Experian and Trans Union Credit Information Company (three of the credit repositories), on a monthly basis.

Fair Credit Reporting Act.ÌýNC Capital or an Affiliate has, in its capacity as prior servicer for each Mortgage Loan, fully furnished, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information (e.g., favorable and unfavorable) on its borrower credit files to Equifax, Experian and Trans Union Credit Information Company (three of the credit repositories), on a monthly basis;

Fair Credit Reporting Act.ÌýThe Seller has, in its capacity as servicer for each Mortgage Loan, fully furnished, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information (e.g., favorable and unfavorable) on its borrower credit files to Equifax, Experian and Trans Union Credit Information Company (three of the credit repositories), on a monthly basis. This representation and warranty is a Deemed Material and Adverse Representation;

Fair Credit Reporting Act.ÌýThe Servicer, in its capacity as servicer for each Mortgage Loan, agrees to fully furnish, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information (e.g., favorable and unfavorable) on its borrower credit files to Equifax, Experian and Trans Union Credit Information Servicer (three of the credit repositories), on a monthly basis.â€� (f) Solely with respect to the Specified Mortgage Loans, the following deletions are hereby made to the fourth paragraph of Section 4.01: a. the words “following the Business Dayâ€� are hereby deleted from the first sentence and b. the word “secondâ€� is hereby deleted from the second sentence. (g) Solely with respect to the Specified Mortgage Loans, the first sentence of Section 5.04 is amended by adding the words â€�(with a copy to the Master Servicer)â€� after the word “Ownerâ€� and by replacing â€�2006â€� with â€�2008â€�. (h) Solely with respect to the Specified Mortgage Loans, the first sentence of Section 5.05 is amended by replacing â€�2006â€� with â€�2008â€�. (i) Solely with respect to the Specified Mortgage Loans, Section 7.02 is hereby amended by deleting each appearance of the word “corporationâ€� and (i) in the first paragraph thereof, replacing it with the words â€�limited liability company,â€� and (ii) in the second paragraph thereof, replacing it with the word “Person.â€� (j) Solely with respect to the Specified Mortgage Loans, Section 8.01(b) is hereby amended and restated as follows: